During the 1938, as part of an effort to help you survey the nation’s metropolitan areas to help you guess neighborhood risk account for long-title investment, this new government government’s Homeowners Financing Firm (HOLC) produced a great shelter chart of Atlanta.

This chart and you will accompanying data, recently blogged as the an excellent searchable coating for the ATLMaps, separated the city with the 111 home-based neighborhoods, and you may assigned per community a level, off A towards D, hence shown this new estimated development out-of possessions values in your neighborhood, and therefore the degree of security they considering or perhaps the exposure they presented to grantors out of home loans. The brand new urban area meanings and therefore supplement the fresh map demonstrate that with the HOLC, possessions opinions produced by societal exclusion: HOLC appraisers provided a level off An excellent or B so you can communities with high degrees of homeownership and you may racial restrictions into deals away from possessions, and stamped levels off C otherwise D towards the areas where tenants and you may low-whites lived. Continue reading →