Here is how it functions: the present day BR for CIMB is determined in the dos.75% p.an excellent., for example its mortgage appeal otherwise earnings prices would-be a little greater than so it number (as a result of the addition of your give).

Margin out-of loans (MOF)

Which is the number of funds that the financial is actually willing to give you to definitely purchase a home and is fundamentally examined according to the brand of assets youre to buy, their location, your age, and most importantly, the borrowing from the bank health. Continue reading →